Jeffrey Manola is an experienced life insurance agent and the founder of Top Quote Life Insurance. His mission when he created Top Quote Life Insurance was to provide online consumers searching for life insurance with the absolute best quotes for term life insurance, permanent life insurance, no medical exam life insurance, and burial insurance. Not only does he strive to provide you with the ...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insur...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Jul 27, 2021

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Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Facts You Should Know

  • Lincoln offers far more affordable rates to men of various ages than Nassau Life
  • Lincoln offers slightly more affordable rates to women of various ages than Nassau Life Insurance Company
  • A.M. Best gave a higher rating to Lincoln Life Insurance Company

Part of what makes comparing life insurance companies difficult is the sheer number of options on the market. To simplify matters, we will be focusing on Lincoln vs. Nassau Life insurance today.

Our Nassau Life and Lincoln life insurance review will cover pricing and A.M. Best ratings.

Before we dive into our Lincoln vs. Nassau Life insurance comparison, type your ZIP code into our free and helpful tool above to find the most affordable life insurance quotes in your area.

Lincoln vs. Nassau Life: Which company offers more affordable life insurance rates to men?

The simplest place to start when comparing two companies is pricing. Let’s look at a table that compares Lincoln vs. Nassau Life monthly term life insurance rates for men.

Lincoln vs. Others: Sample Rates for Males
CompaniesMale Age: 30 Average Monthly RatesMale Age: 40 Average Monthly RatesMale Age: 50 Average Monthly RatesMale Age: 60 Average Monthly Rates
Lincoln National$12.34$15.22$30.96$71.95
Mutual of Omaha$13.33$19.35$33.33$80.84
Nassau Life$17.43$26.15$51.69$119.78
Nationwide$13.56$16.41$32.59$86.41
North American$12.98$16.50$31.90$77.44
Principal$12.69$15.80$31.15$71.97
Protective$11.62$14.78$30.07$69.90
Prudential$21.88$25.60$38.07$79.41
Sagicor$12.60$17.07$43.59$103.05
SBLI$11.80$14.53$31.88$75.61
Transamerica$13.33$20.21$40.21$101.91
Compare RatesStart Now →

How easy is it to find affordable Lincoln vs. Nassau Life insurance quotes? As you can see, Lincoln is consistently cheaper when it comes to term life insurance.

Look at rates for men in their 50s, where Nassau Life is about $21 more per month. What about rates for men in their 60s? Men in their 60s pay about $48 less per month with Lincoln.

In short, our Lincoln vs. Nassau Life insurance review has shown us that Lincoln offers far more affordable rates to men than Nassau Life.

Let’s move on and see if the companies’ offered rates to women can balance the scale.

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Which company offers more affordable rates to women?

Let’s now take a look at a table comparing monthly term life insurance rates offered to women by companies including Lincoln vs. Nassau Life.

Lincoln vs. Others: Sample Rates for Females
CompaniesFemale Age: 30 Average Monthly RatesFemale Age: 40 Average Monthly RatesFemale Age: 50 Average Monthly RatesFemale Age: 60 Average Monthly Rates
Lincoln National$16.10$21.22$37.41$74.81
Mutual of Omaha$11.61$16.56$27.31$57.19
Nassau Life$16.14$22.52$42.11$89.06
Nationwide$13.34$16.19$27.13$61.69
North American$11.66$14.96$26.62$54.34
Principal$11.27$14.39$25.94$51.41
Protective$10.43$13.31$25.12$49.88
Prudential$17.72$21.22$37.63$59.07
Sagicor$10.95$15.10$36.75$63.78
SBLI$10.38$13.08$26.72$53.85
Transamerica$12.26$17.63$32.25$81.06
Compare RatesStart Now →

As you can see, it’s a little closer for women, but Nassau Life is still the more expensive company. Rates are nearly tied for women in their 30s and 40s. However, women in their 50s and 60s pay $5 and $15 more with Nassau Life, respectively.

Let’s wrap up with A.M. Best ratings and see if Lincoln can sweep our comparison.

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Lincoln vs. Nassau Life: Which company is more well-reviewed?

To wrap up, let’s look at the ratings given to these two companies by A.M. Best. These Financial Strength Ratings (FSR) give potential insured confidence in an insurer’s ability to meet its financial obligations.

Lincoln received a rating of “A+” (Superior), which is the second-highest rating given by A.M. Best.

What rating did A.M. Best give to Nassau Life? Nassau Life received a lower rating of “B+” (Good).

In conclusion, Lincoln National swept our comparison. Lincoln offers more affordable rates to men and women of various ages and also holds a higher A.M. Best rating.

We hope you’ve learned all you needed to decide whether to buy Lincoln vs. Nassau Life insurance. Type your ZIP code into our free and helpful tool below to find affordable quotes in your area.

Frequently Asked Questions: Lincoln vs. Nassau Life Insurance

What follows is a question frequently asked about Lincoln and Nassau life insurance companies.

#1 – What is the number for Nassau Life Insurance Company of Kansas?

You can contact the Nassau Service Department at (800) 541-0171.