Jeffrey Manola is an experienced life insurance agent and the founder of Top Quote Life Insurance. His mission when he created Top Quote Life Insurance was to provide online consumers searching for life insurance with the absolute best quotes for term life insurance, permanent life insurance, no medical exam life insurance, and burial insurance. Not only does he strive to provide you with the ...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insur...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Nov 4, 2020

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Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.

Gerber Life Insurance, yes the same company that advertises children’s life insurance has an excellent guaranteed approval life insurance policy for adults. Gerber guaranteed approval life insurance is permanent life insurance that you cannot be denied, regardless of past or current health. Best of all there are no medical questions or medical testing and approval can be made in days!

Gerber guaranteed approval life insurance is whole life insurance that you cannot be denied. The price you pay for the insurance coverage is guaranteed to remain the same price for the life of the contract.

Looking to compare life insurance policies? We can help. Enter your ZIP code to get free quotes from multiple insurers.

Gerber Guaranteed Approval Life Insurance Overview

Gerber Life Insurance A.M. Best Rating: (A) Excellent

  • Permanent whole life insurance coverage
  • Only for adults ages 50-80
  • Must be a U.S. citizen or permanent resident
  • Coverage amounts from $5,000 – $25,000
  • Fixed premium
  • Has the ability to build cash
  • Simple application
  • Guaranteed approval in a matter of days
  • Coverage can never be canceled by the insurance company

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The First 2 Policy Years – Graded Death Benefit

Gerber guaranteed approval life insurance coverage is graded death benefit type coverage. Graded death benefit means that if you pass away within the first 2 years the only pay out to the beneficiary will be all the premiums you have paid into the policy plus 10% interest.

IMPORTANT: Should death occur within the first 2 policy years due to an accident, the full death benefit will be paid to the beneficiary.

After the 2nd policy year should you pass away due to medical reasons or an accident, the full death benefit will be paid out to the beneficiary.

Is Gerber Guaranteed Approval Life Insurance for you?

Gerber guaranteed approval life insurance can be the ideal coverage for seniors citizens as well as adults who cannot medically qualify for life insurance coverage. It will always be cheaper to apply for a traditionally underwritten life insurance coverage than a guaranteed life insurance policy.

Gerber guaranteed approval life insurance coverage can help pay for final expenses such as leftover medical debt, funeral cost, and medical debt.

FACT: The average funeral cost can reach over $10,000.

If you are considering a Gerber guaranteed approval life insurance policy, we strongly recommend contacting us by sending us an email below or by telephone to give us details about your health history.

Some of our customers thought that they had health conditions that disqualified them from traditional life insurance coverage. These customers were surprised to find out that they qualify for significantly cheaper life insurance coverage than guaranteed approval.

IMPORTANT: Check with us to make sure purchasing guaranteed approval life insurance is the right type of coverage for you.

Gerber Guaranteed Approval Monthly Sample Rates

Gerber guaranteed approval sample rates

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Gerber Life Insurance Company

Gerber has been in the life insurance business for over 40 years and has been providing quality products for over 75 years. Gerber Life Insurance has been given an A.M. Best rating of (A) making them a company you can trust for life insurance coverage.

For more information about Gerber Life Insurance Company, please be sure to check out our review.

How to Apply for Gerber Guaranteed Approval Life Insurance

Gerber guaranteed approval life insurance coverage is not quotable using the instant life insurance quote form located to the right of the page.

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Looking to compare life insurance policies? We can help. Enter your ZIP code to get free quotes from multiple insurers.