Gerber Guaranteed Approval Life Insurance
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UPDATED: Nov 4, 2020
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Gerber Life Insurance, yes the same company that advertises children’s life insurance has an excellent guaranteed approval life insurance policy for adults. Gerber guaranteed approval life insurance is permanent life insurance that you cannot be denied, regardless of past or current health. Best of all there are no medical questions or medical testing and approval can be made in days!
Gerber guaranteed approval life insurance is whole life insurance that you cannot be denied. The price you pay for the insurance coverage is guaranteed to remain the same price for the life of the contract.
Looking to compare life insurance policies? We can help. Enter your ZIP code to get free quotes from multiple insurers.
Gerber Guaranteed Approval Life Insurance Overview
Gerber Life Insurance A.M. Best Rating: (A) Excellent
- Permanent whole life insurance coverage
- Only for adults ages 50-80
- Must be a U.S. citizen or permanent resident
- Coverage amounts from $5,000 – $25,000
- Fixed premium
- Has the ability to build cash
- Simple application
- Guaranteed approval in a matter of days
- Coverage can never be canceled by the insurance company
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The First 2 Policy Years – Graded Death Benefit
Gerber guaranteed approval life insurance coverage is graded death benefit type coverage. Graded death benefit means that if you pass away within the first 2 years the only pay out to the beneficiary will be all the premiums you have paid into the policy plus 10% interest.
IMPORTANT: Should death occur within the first 2 policy years due to an accident, the full death benefit will be paid to the beneficiary.
After the 2nd policy year should you pass away due to medical reasons or an accident, the full death benefit will be paid out to the beneficiary.
Is Gerber Guaranteed Approval Life Insurance for you?
Gerber guaranteed approval life insurance can be the ideal coverage for seniors citizens as well as adults who cannot medically qualify for life insurance coverage. It will always be cheaper to apply for a traditionally underwritten life insurance coverage than a guaranteed life insurance policy.
Gerber guaranteed approval life insurance coverage can help pay for final expenses such as leftover medical debt, funeral cost, and medical debt.
FACT: The average funeral cost can reach over $10,000.
If you are considering a Gerber guaranteed approval life insurance policy, we strongly recommend contacting us by sending us an email below or by telephone to give us details about your health history.
Some of our customers thought that they had health conditions that disqualified them from traditional life insurance coverage. These customers were surprised to find out that they qualify for significantly cheaper life insurance coverage than guaranteed approval.
IMPORTANT: Check with us to make sure purchasing guaranteed approval life insurance is the right type of coverage for you.
Gerber Guaranteed Approval Monthly Sample Rates
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Gerber Life Insurance Company
Gerber has been in the life insurance business for over 40 years and has been providing quality products for over 75 years. Gerber Life Insurance has been given an A.M. Best rating of (A) making them a company you can trust for life insurance coverage.
For more information about Gerber Life Insurance Company, please be sure to check out our review.
How to Apply for Gerber Guaranteed Approval Life Insurance
Gerber guaranteed approval life insurance coverage is not quotable using the instant life insurance quote form located to the right of the page.
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