Month: May 2015
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Life Insurance with Long Term Care
When you think of Long Term Care insurance what comes to mind? If you’re thinking dollar signs, then you’re not alone. Although Long Term Care insurance provides excellent benefits, it’s generally not affordable for most people. If the cost of Long Term Care coverage is too expensive, what other options do you have? What if…
Life Insurance for Police Officers and Firefighters
Can police officers and firefighters purchase life insurance without being penalized for their occupation? The short and quick answer is YES! Life insurance for police officers and firefighters is no different than life insurance for regular citizens.Read More: Life Insurance by Occupation There are no additional fees, extra ratings, or disqualifications being a police officer…
Non-Smoker Rates for Smokeless Chewing Tobacco: Life Insurance Coverage
Is there life insurance for tobacco chewers? Do you use chewing tobacco and are looking to purchase life insurance coverage? Do you currently have a life insurance policy and were approved as a smoker because you use smokeless chewing tobacco? If so, this article will save you money on your term or permanent life insurance coverage….
Term Life Insurance Conversion
Is your term life insurance coverage coming to an end? Have you had a serious change in your health that may disqualify you from purchasing new life insurance coverage? Don’t stress out just yet, your life insurance policy may have a special feature called “term life insurance conversion”. A term life insurance conversion is a policy…
Pros and Cons of Life Insurance with no Medical Exam
When it comes to purchasing life insurance coverage one of the first steps in the application process is the medical exam. The medical exam provides the life insurance company with an insight into your medical history. Your medical history is a big factor in determining if you will qualify for life insurance coverage. Your medical…
Life Insurance Policy Review
When a life insurance policy is purchased, most people put it away for safekeeping and forget about it. After all, now that you purchased that brand new term or permanent policy, you’re covered so what’s the point of thinking about that policy after purchasing it? You may not understand the importance of an annual life…