Month: September 2015
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Term Life Insurance with Monthly Disability Income Rider Option
Life insurance coverage is often purchased with the intentions to provide money for your family in the event you pass away. The tax-free death benefit from a life insurance policy can provide your family with the income needed to continue the same lifestyle of living. If life insurance coverage can provide an income after you…
Full Review of the Best Guaranteed Universal Life Insurance
Roughly 40% of Americans currently do not own any form of life insurance. If you’re among them, you know you’re putting your family’s financial security at great risk. If something happens to you, will they be able to afford basic living expenses? Without your income, will they have to make sacrifices like selling the family…
How Much is a Million Dollar Term Life Insurance Policy
A million dollar life insurance policy is a contract between a life insurance company and an insured. The insured pays a premium payment, and in return, the life insurance company will pay a lump sum payment of a million dollars to the insured named beneficiary should the insured pass away while the contract is active….
Non-Tobacco Rates for Cigar Smoker Life Insurance
If you compare the life insurance rates of a non-tobacco user with the rates of a tobacco user, you will notice a considerable difference in price. So what if you smoke cigars, will you be considered as a smoker for life insurance rates? Short and quick answer, no. With most life insurance companies, you can…
Help with Overweight or Obese Life Insurance
Height and weight also referred to as your “build”, plays a very important part in the life insurance application process. If you are overweight or considered obese you could have a tough time finding affordable life insurance rates on your own. If you’re currently in the searching phase of purchasing life insurance coverage and consider yourself…