Jeffrey Manola is an experienced life insurance agent and the founder of Top Quote Life Insurance. His mission when he created Top Quote Life Insurance was to provide online consumers searching for life insurance with the absolute best quotes for term life insurance, permanent life insurance, no medical exam life insurance, and burial insurance. Not only does he strive to provide you with the ...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insur...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: May 26, 2021

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Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.

Facts You Should Know

  • AIG offers more affordable rates to men of various ages
  • Foresters Financial offers more affordable rates to women of various ages
  • The Better Business Bureau gave a higher rating to Foresters Financial
  • The two companies have the same rating from A.M. Best

A difficult part of comparing life insurance companies is the vast number of options you have to choose from. To simplify matters, we will be focusing on AIG vs. Foresters Financial today.

Our AIG and Foresters Company comparison will cover company pricing and the ratings given by the Better Business Bureau (BBB) and A.M. Best.

Before diving into our AIG vs. Foresters Financial life insurance company comparison, type your ZIP code into our free and helpful tool above to find the most affordable life insurance rates in your area.

AIG vs. Foresters Financial: Which company offers more affordable rates to men?

Wondering where to start when comparing life insurance companies? Many choose to start off with company pricing.

Let’s look at a table comparing the rates offered to men of various ages by life insurance companies, including Foresters Financial and AIG (American General).

Average Male Monthly Life Insurance Rates by Age and Company (20-year Term $250,000 Policy)
CompanyAge 30 Average Monthly RatesAge 40 Average Monthly RatesAge 50 Average Monthly RatesAge 60 Average Monthly Rates
Protective$20.21$28.38$75.68$205.97
Banner$20.12$32.68$74.39$205.97
AIG$20.24$30.62$77.76$213.57
Foresters$21.00$31.50$79.19$223.56
Accordia Life$27.15$40.05$105.47$300.38
American Amicable$20.48$27.68$51.08$128.93
Liberty Mutual$33.75$55.13$144.68$399.83
Lincoln$12.34$15.22$30.96$71.95
Nationwide $16.02$21.36$53.85$180.23
MassMutual$13.28$16.98$35.03$82.65
Mutual of Omaha$13.33$19.35$33.33$80.84
Cincinnati$13.42$18.70$32.56$78.98
Fidelity Life$19.14$25.01$54.59$73.92
John Hancock$14.09$16.96$28.41$88.14
Haven Life$23.45$31.20$85.47$245.67
Compare RatesStart Now →

Let’s compare the affordable AIG vs. Foresters Financial life insurance quotes. As you can see, for men in their 30s, 40s, and 50s, the companies are close. However, AIG is slightly cheaper in each category.

Men in their 60s, however, can expect to pay $10 less per month with AIG over Foresters. Let’s move on to the rates offered to women and see if AIG can strengthen its lead.

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Which company offers more affordable rates to women?

Now, let’s analyze the rates offered to women of various ages. The following table shows the rates offered by life insurance companies, including AIG and Foresters Financial.

Average Monthly Life Insurance Rates for Females by Age and Company (20-year Term $500,000 Policy)
CompanyAge 30 Sample Monthly RatesAge 40 Sample Monthly RatesAge 50 Sample Monthly RatesAge 60 Sample Monthly Rates
Protective$17.63$24.94$55.47$139.32
Banner$17.11$25.49$55.47$145.00
AIG$17.21$27.16$63.06X
Foresters$18.81$27.13$57.75X
AccordiaLife$24.48$34.71$76.99$195.80
AmericanAmicable$16.88$22.50$37.80$88.88
Liberty Mutual$25.20$42.53$107.78$250.65
Lincoln$16.10$21.22$37.41$74.81
Nationwide$16.02$21.36$53.85$180.23
MassMutual$11.98$15.23$29.15$58.73
Mutual of Omaha$11.61$16.56$27.31$57.19
Cincinnati$12.98$16.72$27.28$56.76
Fidelity Life$16.10$22.62$45.68$58.32
John Hancock$12.39$14.86$23.86$50.94
Haven Life$20.01$27.76$68.24$160.40
Compare RatesStart Now →

Look at AIG vs. Foresters Financial life insurance rates for women in their 30s and 40s. For these categories, women would be fine choosing either company.

Women in their 50s, however, would be paying $6 less per month with Foresters.

So, when deciding between AIG vs. Foresters Financial life insurance, women would be better off with Foresters. Let’s wrap up with company ratings and see if the tie can be broken.

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AIG vs. Foresters Financial: Which company is more well-reviewed?

Don’t decide to buy AIG vs. Foresters Financial life insurance before reading reviews. We’ll close by analyzing AIG and Foresters Financial reviews from the BBB and A.M. Best.

A positive rating from one or both of these organizations can give potential insured confidence in a life insurance provider’s financial stability and commitment to customer service.

The BBB scale ranges from “A+” down to “F.” AIG received the lowest rating of “F” and also lacks accreditation.

Did Foresters do any better with the Better Business Bureau? While Foresters lacks BBB accreditation, it does hold the highest possible rating of “A+.”

A.M. Best’s Financial Strength Rating (FSR) scale is slightly different in that it ranges from “A++” down to “D.”

AIG received a rating of “A” from A.M. Best. Did Foresters win this category as well? Foresters received the same rating of “A.”

While it was close, there was a victor. With its more affordable rates to women and higher Better Business Bureau rating, Foresters Financial has won our comparison.

Don’t stop your comparisons with AIG vs. Foresters Financial, though. Type your ZIP code into our free and helpful tool below to find affordable life insurance quotes in your area.

Frequently Asked Questions: AIG vs. Foresters Financial

What follows are a few commonly asked questions about AIG and Foresters Financial.

#1 – Where can I use my AIG login?

You can use your login information on the AIG website.

#2 – Is there AIG retirement?

Yes. AIG Retirement Services provides financial planning services as well as retirement services.

#3 – Can I buy AIG stock or AIG auto insurance?

Yes, and its stock symbol is simply AIG. You can also buy both home and auto insurance from AIG.

#4 – Can I get a Foresters Financial child trust fund?

You can only transfer an existing trust fund to Foresters, which can then be accessed via your Foresters Financial login.