Jeffrey Manola is an experienced life insurance agent and the founder of Top Quote Life Insurance. His mission when he created Top Quote Life Insurance was to provide online consumers searching for life insurance with the absolute best quotes for term life insurance, permanent life insurance, no medical exam life insurance, and burial insurance. Not only does he strive to provide you with the ...

Full Bio →

Written by

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insur...

Full Bio →

Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: May 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right life insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.

Facts You Should Know

  • Males of various ages pay less with Mutual of Omaha
  • Females of various ages pay less with Mutual of Omaha
  • The Better Business Bureau gave far higher marks to Mutual of Omaha
  • A.M. Best gave a higher rating to Mutual of Omaha

Comparing all of the life insurance companies out there can be overwhelming in and of itself. To simplify matters, we will be focusing on AIG vs. Mutual of Omaha today.

Our AIG and Mutual of Omaha comparison will cover both company pricing and the ratings given by the Better Business Bureau and A.M. Best. Afterward, you will know the AIG vs. Mutual of Omaha pros & cons.

Before diving into AIG vs. Mutual of Omaha life insurance company review, type your ZIP code into our free and helpful tool above. With it, you will find the most affordable life insurance quotes in your area.

AIG vs. Mutual of Omaha: Which company offers more affordable rates to men?

Where is a good place to start when comparing life insurance companies? Many people choose to start with company pricing.

Let’s look at a table comparing the rates offered to men of various ages by companies including Mutual of Omaha and AIG (American General).

Average Male Monthly Life Insurance Rates by Age and Company (20-year Term $250,000 Policy)
CompanyAge 30 Average Monthly RatesAge 40 Average Monthly RatesAge 50 Average Monthly RatesAge 60 Average Monthly Rates
Protective$20.21$28.38$75.68$205.97
Banner$20.12$32.68$74.39$205.97
AIG$20.24$30.62$77.76$213.57
Foresters$21.00$31.50$79.19$223.56
Accordia Life$27.15$40.05$105.47$300.38
American Amicable$20.48$27.68$51.08$128.93
Liberty Mutual$33.75$55.13$144.68$399.83
Lincoln$12.34$15.22$30.96$71.95
Nationwide $16.02$21.36$53.85$180.23
MassMutual$13.28$16.98$35.03$82.65
Mutual of Omaha$13.33$19.35$33.33$80.84
Cincinnati$13.42$18.70$32.56$78.98
Fidelity Life$19.14$25.01$54.59$73.92
John Hancock$14.09$16.96$28.41$88.14
Haven Life$23.45$31.20$85.47$245.67
Get Your Rates Quote Now
Compare RatesStart Now →

Is it easy to find affordable AIG vs. Mutual of Omaha life insurance quotes? Men in their 30s can expect to pay about $7 more per month with AIG.

Is this true for men in their 40s? Mutual of Omaha is actually about $11 cheaper for men in their 40s.

The disparity grows substantially from here as, for men in their 50s, AIG is $44 more expensive per month.

Lastly, for men in their 60s, Mutual of Omaha is a whopping $133 cheaper per month than AIG.

Let’s move on to AIG vs. Mutual of Omaha life insurance rates offered to women and see if Mutual of Omaha can strengthen its lead.

Your one-stop online guide for life insurance quotes. Get free quotes now!

 Secured with SHA-256 Encryption

Which company offers more affordable rates to women?

Now, let’s analyze the rates offered to women of various ages. The following table shows the rates offered by various companies including AIG and Mutual of Omaha.

Average Monthly Life Insurance Rates for Females by Age and Company (20-year Term $500,000 Policy)
CompanyAge 30 Sample Monthly RatesAge 40 Sample Monthly RatesAge 50 Sample Monthly RatesAge 60 Sample Monthly Rates
Protective$17.63$24.94$55.47$139.32
Banner$17.11$25.49$55.47$145.00
AIG$17.21$27.16$63.06X
Foresters$18.81$27.13$57.75X
AccordiaLife$24.48$34.71$76.99$195.80
AmericanAmicable$16.88$22.50$37.80$88.88
Liberty Mutual$25.20$42.53$107.78$250.65
Lincoln$16.10$21.22$37.41$74.81
Nationwide$16.02$21.36$53.85$180.23
MassMutual$11.98$15.23$29.15$58.73
Mutual of Omaha$11.61$16.56$27.31$57.19
Cincinnati$12.98$16.72$27.28$56.76
Fidelity Life$16.10$22.62$45.68$58.32
John Hancock$12.39$14.86$23.86$50.94
Haven Life$20.01$27.76$68.24$160.40
Get Your Rates Quote Now
Compare RatesStart Now →

When deciding whether to buy AIG vs. Mutual of Omaha life insurance, women also have the cause to choose the latter. This is because Mutual of Omaha is cheaper than AIG for women in their 30s, 40s, and 50s.

Let’s wrap up with company ratings and see if this can be a landslide victory for Mutual of Omaha.

FREE Life Insurance Quotes

Your one-stop online guide for life insurance quotes. Get free quotes now!

 Secured with SHA-256 Encryption

AIG vs. Mutual of Omaha: Which company is more well-reviewed?

We will now be wrapping up by analyzing AIG and Mutual of Omaha reviews from the Better Business Bureau (BBB) and A.M. Best.

A positive rating from one or both of these organizations can give potential insured the confidence to choose a particular life insurance provider.

The BBB scale ranges from “A+” down to “F”. AIG received the Better Business Bureau’s lowest rating of “F” and also lacks accreditation.

How did Mutual of Omaha fare in comparison? As it turns out, Mutual of Omaha not only received BBB accreditation but also their highest rating of “A+.”

A.M. Best’s Financial Strength Rating (FSR) scale is slightly different in that it ranges from “A++” down to “D.”

AIG received a rating of “A” from A.M. Best. Did Mutual of Omaha win again? Mutual of Omaha has swept our comparison, as it received an “A+” from A.M. Best.

Don’t let your comparison stop with AIG vs. Mutual of Omaha. Type your ZIP code into our free and helpful tool below to find affordable life insurance quotes in your area.

Frequently Asked Questions: AIG vs. Mutual of Omaha

What follows are a few commonly asked questions about AIG and Mutual of Omaha.

#1 – Where can I use my AIG login?

You can use your login information on the AIG website.

#2 – Is there AIG retirement?

They have AIG Retirement Services, which provides financial planning services as well as retirement services.

#3 – Can I buy AIG stock or AIG auto insurance?

Yes, and its stock symbol is simply AIG. Secondly, you can buy both home and auto insurance from AIG.

#4 – Can I get a Mutual of Omaha Medicare supplement?

Mutual of Omaha offers three plans to choose from.