Jeffrey Manola is an experienced life insurance agent and the founder of Top Quote Life Insurance. His mission when he created Top Quote Life Insurance was to provide online consumers searching for life insurance with the absolute best quotes for term life insurance, permanent life insurance, no medical exam life insurance, and burial insurance. Not only does he strive to provide you with the ...

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Written by Jeffrey Manola
Founder & Licensed Agent Jeffrey Manola

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insur...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

UPDATED: Jun 30, 2022

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It’s all about you. We want to help you make the right life insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.

Facts You Should Know

  • MassMutual life insurance is cheaper than Lincoln for both men and women
  • MassMutual has a slightly higher A.M. Best rating
  • Lincoln has a higher BBB rating than MassMutual

It can be challenging to choose from the best life insurance companies out there. Comparing them side by side will be the best way to decide which is right for you. We’ll evaluate the Lincoln vs. MassMutual life insurance companies to help you determine the best fit for you.

Although both companies offer term and permanent life insurance, as well as other services, you should shop around and compare rates, ratings, and products before you buy Lincoln vs. MassMutual life insurance.

Read on to learn more about Lincoln vs. MassMutual. Enter your ZIP code now to compare life insurance quotes from multiple companies for free.

Lincoln vs. MassMutual: Which company offers more affordable rates to women?

Companies use your age, gender, medical history, and habits to determine your life insurance rates.

This table compares average monthly Lincoln vs. MassMutual insurance rates for women of different ages who don’t smoke.

Lincoln and MassMutual Average Monthly Life Insurance Rates for Women by Age
Age of Female Non-SmokerLincoln Average Monthly Rates MassMutual Average Monthly Rates
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MassMutual is cheaper for women of all ages. However, Lincoln does not list rates for 65-year-old women. Also, keep in mind, rates will be higher if you smoke or have certain medical conditions.

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Lincoln vs. MassMutual: Which company offers more affordable rates to men?

Now, let’s look at average monthly Lincoln and MassMutual rates for men.

Lincoln and MassMutual Average Monthly Life Insurance Rates for Men by Age
Age of Male Non-SmokerLincoln Average Monthly Rates MassMutual Average Monthly Rates
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MassMutual is cheaper for men, too. Also, like with women, Lincoln doesn’t list rates for men who are aged 65.

Comparing Lincoln vs. MassMutual life insurance quotes can be tricky since neither company offers online quotes.

Lincoln vs. MassMutual: Which company is more well-reviewed?

The MassMutual and Lincoln life insurance reviews and ratings are critical. You need a company you can depend on, not just give you cheap rates.

A.M. Best evaluates companies on their financial health. Ratings go from an A+++ down to a D. Lincoln received an A+ rating, and MassMutual received an A++, showing both companies have a superior ability to meet financial obligations.

Better Business Bureau (BBB) ratings range from an A+ down to an F. Lincoln received an A- and MassMutual received a B-. Neither company is accredited.

Lincoln offers different types of life insurance, annuities, and planning services. Long-term care planning is also available.

MassMutual offers various types of life insurance and annuities, and mutual funds. Retirement planning is also provided through MassMutual RetireSmart.

It’s also important to note that Lincoln Heritage life insurance is not the same as Lincoln Financial Group. Although Lincoln Heritage offers life insurance and annuities, it is not affiliated with Lincoln Financial.

To learn more about each company, read our Lincoln Financial Group life insurance review and our MassMutual life insurance review.

While it is possible to find affordable Lincoln vs. MassMutual life insurance, many other companies out there offer affordable life insurance. Weigh the pros and cons of each company to see who is best for you.

We hope you have learned what you need to know about Lincoln vs. MassMutual life insurance. Enter your ZIP code now to compare life insurance quotes from different companies near you for free.