Jeffrey Manola is an experienced life insurance agent and the founder of Top Quote Life Insurance. His mission when he created Top Quote Life Insurance was to provide online consumers searching for life insurance with the absolute best quotes for term life insurance, permanent life insurance, no medical exam life insurance, and burial insurance. Not only does he strive to provide you with the ...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insur...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Jul 27, 2021

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It’s all about you. We want to help you make the right life insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.

Facts You Should Know

  • North American offers more affordable rates to men of various ages than MassMutual
  • North American also offers more affordable rates to women of various ages than MassMutual
  • A.M. Best gave a higher rating to MassMutual

Part of what makes comparing life insurance companies difficult is the sheer number of options on the market. To simplify matters, we will be focusing on MassMutual vs. North American life insurance today.

Our North American and MassMutual life insurance review will cover pricing and A.M. Best ratings.

Before we dive into our MassMutual vs. North American life insurance comparison, type your ZIP code into our free and helpful tool above to find the most affordable life insurance quotes in your area.

MassMutual vs. North American: Which company offers more affordable life insurance rates to men?

The simplest place to start when comparing two companies is pricing. Let’s look at a table that compares North American and MassMutual term life insurance quotes for men.

MassMutual vs. Others: Monthly Rates For Males
CompaniesMale Age: 30 Average Monthly RatesMale Age: 40 Average Monthly RatesMale Age: 50 Average Monthly RatesMale Age: 60 Average Monthly Rates
MassMutual$13.28$16.98$35.03$82.65
Mutual of Omaha$13.33$19.35$33.33$80.84
Nassau Life$17.43$26.15$51.69$119.78
Nationwide$13.56$16.41$32.59$86.41
North American$12.98$16.50$31.90$77.44
Principal$12.69$15.80$31.15$71.97
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How easy is it to find affordable MassMutual vs. North American life insurance rates? As you can see, rates are fairly tied for men in their 30s and 40s.

Men in their 50s pay about $3 more per month with MassMutual while men in their 60s pay over $5 more per month with MassMutual.

In short, our MassMutual vs. North American life insurance review has shown us that North American is the cheaper company for men. Let’s move on and see if the rates offered to women can balance the scale.

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Which company offers more affordable rates to women?

Let’s now take a look at a table that compares MassMutual vs. North American life insurance quotes for women.

MassMutual vs. Others: Monthly Rates For Females
CompaniesFemale Age: 30 Average Monthly RatesFemale Age: 40 Average Monthly RatesFemale Age: 50 Average Monthly RatesFemale Age: 60 Average Monthly Rates
MassMutual$11.98$15.23$29.15$58.73
Mutual of Omaha$11.61$16.56$27.31$57.19
Nassau Life$16.14$22.52$42.11$89.06
Nationwide$13.34$16.19$27.13$61.69
North American$11.66$14.96$26.62$54.34
Principal$11.27$14.39$25.94$51.41
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As you can see, North American is again consistently cheaper than MassMutual. Look at rates for women in their 60s, where MassMutual is over $5 more per month than North American.

In short, North American offers more affordable rates to both men and women of various ages.

Let’s wrap up with MassMutual and North American life insurance reviews and see if North American can sweep our comparison.

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MassMutual vs. North American: Which company is more well-reviewed?

Finally, let’s look at the ratings given to these two companies by A.M. Best. These Financial Strength Ratings (FSR) give potential insured confidence in an insurer’s ability to meet its financial obligations.

MassMutual received a rating of “A++” (Superior), which is the highest rating given by A.M. Best. What is the A.M. Best rating for North American? North American received a slightly lower rating of “A+.”

In conclusion, our MassMutual vs. North American insurance review has shown us that North American offers more affordable rates but MassMutual holds a higher A.M. Best rating.

We hope you have learned all you needed to decide whether to buy MassMutual vs. North American life insurance. Type your ZIP code into our free and helpful tool below to find affordable quotes in your area.

Frequently Asked Questions:

What follows is a frequently asked question about these companies.

#1 – How do I contact North American life insurance customer service?

You can call (877) 872-0757 Monday – Thursday 7:30 A.M. – 5:00 P.M.