Unique & Traditional Life Insurance Policy Riders

Most people are unaware of the option to purchase additional coverage for their life insurance coverage by utilizing policy riders. A life insurance policy rider is basically a form of supplemental coverage, in addition to the death benefit coverage. A life insurance policy in itself is a contract between you and the life insurance company….

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Return of Premium Term Life Insurance Quotes

Return of premium term life insurance or ROP for short is your traditional term life insurance coverage with an attached policy rider. The rider is the return of premium feature that guarantees to refund all your money back to you at the end of the life insurance contract. Return of premium term life insurance generally comes in…

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Term Life Insurance with Monthly Disability Income Rider Option

Life insurance coverage is often purchased with the intentions to provide money for your family in the event you pass away. The tax-free death benefit from a life insurance policy can provide your family with the income needed to continue the same lifestyle of living. If life insurance coverage can provide an income after you…

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Full Review of the Best Guaranteed Universal Life Insurance

Roughly 40% of Americans currently do not own any form of life insurance. If you’re among them, you know you’re putting your family’s financial security at great risk. If something happens to you, will they be able to afford basic living expenses? Without your income, will they have to make sacrifices like selling the family…

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How Much is a Million Dollar Term Life Insurance Policy

A million dollar life insurance policy is a contract between a life insurance company and an insured. The insured pays a premium payment, and in return, the life insurance company will pay a lump sum payment of a million dollars to the insured named beneficiary should the insured pass away while the contract is active….

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Non-Tobacco Rates for Cigar Smoker Life Insurance

If you compare the life insurance rates of a non-tobacco user with the rates of a tobacco user, you will notice a considerable difference in price. So what if you smoke cigars, will you be considered as a smoker for life insurance rates? Short and quick answer, no. With most life insurance companies, you can…

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Help with Overweight or Obese Life Insurance

Height and weight also referred to as your “build”, plays a very important part in the life insurance application process.  If you are overweight or considered obese you could have a tough time finding affordable life insurance rates on your own. If you’re currently in the searching phase of purchasing life insurance coverage and consider yourself…

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Life Insurance with High Cholesterol

If you have high cholesterol, don’t let it prevent you from purchasing life insurance. Just like high blood pressure, having high cholesterol is also a common health condition among many people. If you have high cholesterol, you may still be eligible for very good life insurance rates. All life insurance companies will have their own set…

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Life Insurance with High Blood Pressure

If you have a history of high blood pressure and are looking to purchase life insurance, you can. As a matter of fact, many people are affected by high blood pressure. We have been able to assist people living with high blood pressure get excellent rates for their life insurance with high blood pressure. The…

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Affordable Life Insurance Coverage

The #1 determining factor when it comes to purchasing the most affordable life insurance coverage is you. The price you pay for affordable life insurance coverage is primarily based on your overall risk to the life insurance company. The less of a risk you are to the life insurance company having to pay out a…

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