Jeffrey Manola is an experienced life insurance agent and the founder of Top Quote Life Insurance. His mission when he created Top Quote Life Insurance was to provide online consumers searching for life insurance with the absolute best quotes for term life insurance, permanent life insurance, no medical exam life insurance, and burial insurance. Not only does he strive to provide you with the ...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insur...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years

UPDATED: Jun 30, 2021

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Facts You Should Know

  • Life Insurance for cystic fibrosis patients can be hard to find
  • You won’t need to have a medical exam to qualify for burial insurance
  • Life Insurance for individuals with cystic fibrosis may not be more expensive to buy if they meet certain health requirements

If you have cystic fibrosis and no insurance, finding life insurance can be difficult.

But how much will people with cystic fibrosis life insurance pay? And what are the best types of life insurance policies?

Keep reading for more information on everything you need to know about cystic fibrosis life insurance.

Looking to compare cystic fibrosis life insurance rates? Enter your ZIP code to start comparing companies in your area.

Can you buy life insurance for people with cystic fibrosis life insurance?

While life insurance for individuals with cystic fibrosis can be difficult to find, there are companies that offer affordable life insurance options.

In the past, there weren’t many life insurance options available for cystic fibrosis patients. However, thanks to treatments such as the ones listed by the Cystic Fibrosis Foundation, many people with cystic fibrosis are living longer and healthier lives.

Because of this, individuals with cystic fibrosis can receive full life insurance coverage at the same cost as individuals who do not have cystic fibrosis if they meet certain health requirements.

Although your access to life insurance policies may vary depending on the severity of your case, most individuals with cystic fibrosis can receive burial insurance at no extra cost.

While some companies may ask you questions about your specific case of cystic fibrosis to see if you are eligible for burial insurance, you won’t need to have a medical exam to qualify.

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How much are people with cystic fibrosis life insurance rates?

Life insurance rates for people with cystic fibrosis are dependent on the severity of the case, and your rates may be different depending on which life insurance company you go with.

Because the quality of living with cystic fibrosis has gone up with modern medicine and treatments, your life insurance rates may not be higher than life insurance rates for people without cystic fibrosis.

However, if you have a more severe case, it may be hard to find affordable life insurance for people with cystic fibrosis.

Life Insurance for Cystic Fibrosis Patients: What’s the bottom line?

Finding life insurance companies for people with cystic fibrosis can be difficult, and some companies may charge you more for life insurance if you have a severe case.

However, having cystic fibrosis typically won’t affect your life insurance rates, and you will still be eligible to receive full life insurance coverage.

Looking to buy cystic fibrosis life insurance? Use our free tool below to compare the best cystic fibrosis life insurance companies.