Tag: Voya

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Return of Premium Term Life Insurance Quotes

Return of premium term life insurance or ROP for short is your traditional term life insurance coverage with an attached policy rider. The rider is the return of premium feature that guarantees to refund all your money back to you at the end of the life insurance contract. Return of premium term life insurance generally comes in…

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Non-Tobacco Rates for Cigar Smoker Life Insurance

If you compare the life insurance rates of a non-tobacco user with the rates of a tobacco user, you will notice a considerable difference in price. So what if you smoke cigars, will you be considered as a smoker for life insurance rates? Short and quick answer, no. With most life insurance companies, you can…

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