Jeffrey Manola is an experienced life insurance agent and the founder of Top Quote Life Insurance. His mission when he created Top Quote Life Insurance was to provide online consumers searching for life insurance with the absolute best quotes for term life insurance, permanent life insurance, no medical exam life insurance, and burial insurance. Not only does he strive to provide you with the ...

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Written by Jeffrey Manola
Founder & Licensed Agent Jeffrey Manola

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insur...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

UPDATED: Jun 30, 2022

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Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Facts You Should Know

  • A.M. Best gave a higher rating to Nationwide
  • The Better Business Bureau gave a higher rating to Nationwide
  • Nationwide offers more affordable rates to men and women of various ages

You have many options to choose from when it comes to finding a life insurance provider. We’re here to help you narrow down your search with this AIG vs. Nationwide life insurance company comparison.

Our AIG and Nationwide life insurance company guide will cover both pricing and ratings given by the Better Business Bureau and A.M. Best.

Before diving into the AIG vs. Nationwide comparison, type your ZIP code into our free and helpful tool above to find quick life insurance quotes in your area.

AIG vs. Nationwide: Which company offers more affordable rates to men?

Where is the best place to start when comparing life insurance companies? Many choose to begin with company pricing. This is a good way to quickly gauge the more affordable life insurance option.

Let’s look at a table comparing AIG vs. Nationwide life insurance rates.

Average Male Monthly Life Insurance Rates by Age and Company (20-year Term $250,000 Policy)
CompanyAge 30 Average Monthly RatesAge 40 Average Monthly RatesAge 50 Average Monthly RatesAge 60 Average Monthly Rates
Accordia Life$27.15$40.05$105.47$300.38
American Amicable$20.48$27.68$51.08$128.93
Liberty Mutual$33.75$55.13$144.68$399.83
Nationwide $16.02$21.36$53.85$180.23
Mutual of Omaha$13.33$19.35$33.33$80.84
Fidelity Life$19.14$25.01$54.59$73.92
John Hancock$14.09$16.96$28.41$88.14
Haven Life$23.45$31.20$85.47$245.67
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Is it easy to find affordable AIG vs. Nationwide life insurance quotes? As you can see, men in their 30s pay $4 more per month with AIG.

This trend continues with men in their 40s, 50s, and 60s paying less with Nationwide. The latter demographic will pay $33 more per month if they choose AIG, making Nationwide the one for cheaper life insurance rates in this instance.

Let’s move on to the rates offered to women and see if Nationwide can strengthen its lead.

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Which company offers more affordable rates to women?

Now, let’s analyze the rates offered to women of various ages by life insurance companies, including AIG (American General) and Nationwide.

Average Monthly Life Insurance Rates for Females by Age and Company (20-year Term $500,000 Policy)
CompanyAge 30 Sample Monthly RatesAge 40 Sample Monthly RatesAge 50 Sample Monthly RatesAge 60 Sample Monthly Rates
Liberty Mutual$25.20$42.53$107.78$250.65
Mutual of Omaha$11.61$16.56$27.31$57.19
Fidelity Life$16.10$22.62$45.68$58.32
John Hancock$12.39$14.86$23.86$50.94
Haven Life$20.01$27.76$68.24$160.40
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Women choosing between AIG vs. Nationwide life insurance would be better off with Nationwide. For instance, women in their 50s pay nearly $10 more per month with AIG. It’s not a huge difference, but it does add up.

Let’s wrap up with company ratings and see if Nationwide can sweep our comparison.

AIG vs. Nationwide: Which company is more well-reviewed?

We’ll close this guide by analyzing AIG and Nationwide insurance reviews from the Better Business Bureau (BBB) and A.M. Best.

A positive rating from one or both of these organizations can give potential insured confidence in a life insurance provider’s financial stability and commitment to customer service.

The BBB scale ranges from “A+” down to “F.” AIG received the Better Business Bureau’s lowest rating of “F” and also lacks accreditation.

Did Nationwide do any better with the BBB? Yes; not only does it hold accreditation but it also has the highest rating of “A+.”

A.M. Best’s Financial Strength Rating (FSR) scale is slightly different in that it ranges from “A++” down to “D.”

AIG received a rating of “A” from A.M. Best. How did Nationwide do? It received a rating one notch higher of “A+.”

In review, Nationwide won every single category of our comparison.

Don’t let your life insurance comparison stop with AIG vs. Nationwide. Type your ZIP code into our free and helpful tool below to see quotes from multiple companies in your area.