Life Insurance Buyers Guide
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11 Best Types of Life Insurance Policies Reviewed
According to a recent survey, about 37 percent of Americans do not own any life insurance policies. One of the main reasons for this is that they think it’s either too expensive or do not understand it. There are many types of life insurance policies. Trying to figure out which types of life insurance best suit…
Is Life Insurance Taxable? An Important Beneficiary Guide
Quick Note: Is life insurance taxable? This question is one of the most frequently asked questions when it comes to life insurance. The short answer to this very popular question is, no it’s generally not. In most cases the death benefit received from a life insurance policy is tax-free. Keep reading to learn more about…
Is A Modified Endowment Contract (MEC) Right For Me?
Planning out your life is one of the most seemingly impossible things to do. You can’t control everything that happens, but you can certainly prepare for what could happen. That’s why purchasing a modified endowment contract may be a smart move on your end or a nightmare. A modified endowment contract is a policy for…
Is Dave Ramsey Right About Life Insurance?
Think that all life insurance policies are the same? Not sure if your coverage is sufficient to cover your family’s needs in case of the loss of you or your spouse? Life insurance can be a daunting thing to consider. At its core, it covers two areas most of us aren’t comfortable examining: Our mortality and our…
Life Insurance for Motorcycle Riders: What Rates to Expect
Motorcycle riders are familiar with the feeling of the wind whipping through their hair as they speed down the highway. There is arguably no better way to get to your destination. As fun as riding motorcycles is, though, finding good life insurance for motorcycle riders is a bit of a drag. Motorcycle riders are forced to…
Single Premium Life Insurance: All Premium Payments Paid at Once
When it comes to buying life insurance, you’ve got many options. As such, figuring out which policy type is the best can be tricky. How much insurance do you need? How should you space out the premium payments? Who will ultimately benefit from the money? Questions such as these are common inquiries — and for a…
Benefits of an Irrevocable Life Insurance Trust
Nobody likes to talk about death. Eventually, though, it’s one topic of conversation, we all eventually will need to have. Life insurance is a sad but necessary part of that conversation. We take out policies that protect our families, our loved ones, by paying out in the event of our deaths. Something not a lot…
Life Insurance Grace Period: Last Chance to Pay
When it’s your life on the line, it pays not to mess around. Forgetting a payment, or not being able to meet one, is easy to do in the hubbub of modern life. This is especially true thanks to cascading debt in the average American household. Luckily, there’s such a thing as a life insurance grace…
Don’t Select Quotes for Life Insurance: Ask for Help
The loss of a loved one is devastating, to say the least. Without a proper plan in place, your loved ones can find themselves in a financial debacle unable to meet their needs. Life insurance is a pledge to give financial protection to your loved ones when you’re not present to do it anymore. This…
Life Insurance Underwriting: What to Expect When Applying
Are you worried about what will happen to your dependents’ financial security after you die? It’s a common concern, but there’s an easy way to ensure your family’s finances are stable. By purchasing life insurance, you can fiscally help protect your loved ones by continuing to provide for them after you’ve passed away. The process of…