Runners Life Insurance Rates (2021)
Typically, runners' life insurance rates average around $24.64 per month. However, because of the health benefits associated with regular exercise, some runners' life insurance quotes are even cheaper, and you could receive the standard plus, preferred, or preferred plus rating tiers. Ultimately, the best life insurance for runners depends on your age, medical history, current health status, and where you live.
FREE Life Insurance Quotes
Secured with SHA-256 Encryption
UPDATED: Jul 14, 2021
It’s all about you. We want to help you make the right life insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident life insurance decisions. Comparison shopping should be easy. We are not affiliated with any one life insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different life insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about life insurance. Our goal is to be an objective, third-party resource for everything life insurance-related. We update our site regularly, and all content is reviewed by life insurance experts.
- Typically, the cost of runners life insurance rates averages $24.64 per month
- Many runners are healthy enough to qualify for traditionally underwritten life insurance policies
- The health benefits associated with running may help you earn cheaper standard plus, preferred, or preferred plus rates
On average, runners’ life insurance rates cost $24.64 per month.
Below, discover how running can improve your health and help you earn cheaper standard plus, preferred, or preferred plus life insurance quotes.
After learning how to buy runners’ life insurance, remember to enter your ZIP code into our free tool above to receive quotes from the leading providers in your region.
What are the average life insurance rates for runners?
People in average health qualify for standard life insurance rates. For runners, that amount averages $24.64 per month.
However, some runners’ life insurance quotes qualify for the cheaper standard plus, preferred, or preferred plus levels.
Take a look at sample monthly rates a healthy 35-year-old pays for a 20-year term policy with a $500,000 death benefit at the rating tiers relevant to runners:
- Standard: $24.64
- Standard Plus: $21.19
- Preferred: $15.52
- Preferred Plus: $12.32
Fortunately, life insurance for healthy adults is often both affordable and easy to secure.
However, your age, medical record, and coverage needs all impact your monthly premiums.
Therefore, to find the best life insurance for runners, shop around and compare rates online from multiple companies.
Your one-stop online guide for life insurance quotes. Get free quotes now!
Secured with SHA-256 Encryption
How does running impact life insurance?
Running, even for only a short time a day, reduces your risk of developing dozens of high-risk conditions.
Ultimately, participating in this healthy exercise can help you secure cheaper life insurance prices.
According to the Journal of American College of Cardiology, a slow five-minute daily jog lowers your risk of all causes of mortality and cardiovascular disease.
Running also helps with weight control, maintains your blood pressure, and can even manage stress levels.
Life insurance companies often look for all of these pre-existing conditions during the underwriting process.
Unlike extreme sports life insurance, which costs more because of the dangers involved with the sport, companies perceive running to be a safe activity.
In fact, life insurance for runners costs about the same as cyclists’ life insurance.
Runners Life Insurance Rates: The Bottom Line
If you’re a runner, your healthy habits could lead to cheaper life insurance quotes.
Whether you’re just starting your exercise journey or are a marathon runner, investing in your health is always worthwhile.
So now that you’ve compared affordable runners’ life insurance rates, start shopping for your own coverage by entering your ZIP code into our free quote tool below.