How Does Life Insurance Work?

Planning for your death is one of the toughest things to do. It’s a morbid and sensitive topic that can be difficult to talk about. Most people just don’t like to think about it. These are perfectly normal feelings to have. However, they will have consequences. Ignoring death’s reality can put a strain on your relatives when you die. Let’s…

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The Ultimate Guide to Understanding The A.M. Best Rating Scale

For many Americans, life insurance is something that they’ll buy “one day.” But unfortunately, 30% of American households still remain uninsured. If you’ve decided not to be in the 30%, congratulations! But purchasing insurance can be complicated. You may have noticed the A.M. best rating scale. But how does it work? This system makes it…

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Understanding Cash Value Life Insurance Pros and Cons

Are you considering purchasing life insurance, specifically cash value life insurance? Life insurance can be a tricky thing to understand and decide on. However, taking the leap and finding the right life insurance policy to invest in could be a lifesaver for you or your beneficiaries in the future. Fortunately, we put together a guide…

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10 Tips For Finding Cheap Life Insurance

Life insurance is important for a number of reasons. It ensures that your loved ones will be protected once you pass. This is particularly important if you have young children or people depending on your income to sustain their standard of living. You can also use life insurance to leave your kids an inheritance by…

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What Does the Life Insurance Medical Exam Test For?

Life insurance is a wonderful way to protect your loved ones and give you peace of mind. Your life insurance provides money that can offset funeral costs and the sudden loss of income for your family. It can also help pay off any debts you may have left behind. Depending upon your family’s financial needs,…

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2021 Best Life Insurance Companies for Seniors

What is the best life insurance for seniors? If you’re a senior and wondering what the answer is to this question, Top Quote Life Insurance is here to help. Whether it’s your first time purchasing a life insurance policy or you’re looking for an alternative option to an existing policy, we have solutions that can…

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Life Insurance for Diabetics: Everything You Need to Know

If you have diabetes, whether you’re in your in your 30’s or 60’s we’re here to tell you that getting life insurance is important, regardless of age. Diabetes is often classified as high-risk and approval with each company will all be viewed differently. Working with a licensed agent or agency like Top Quote Life Insurance…

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Life Insurance Cost: Why You Can’t Afford to Not Be Covered

A recent survey by Bankrate found that while six out of every ten people may carry life insurance, almost half of them lack sufficient coverage to protect and provide for their family. When considering whether or not to purchase life insurance, or when deciding how much coverage to get, too many Americans consider only the…

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Life Insurance and More: The 10 Financial Goals Everyone Needs to Have

Research shows that financial instability is one of the leading concerns among Americans. In fact, data from a financial literacy survey conducted by the National Foundation for Credit Counseling (NFCC) and NerdWallet, showed that nearly 70 percent of all Americans are worried about their personal finances. Regardless of your age or where you are in…

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